Building A Home Soon?
Affordability is the most important factor to look at if you plan to build a home for your family. Most house plans offer a cost to build, they give you an accurate estimate of construction costs based on where you’re building. This should include the costs of construction, tax benefits, funds for the down payment and slush account, and other related calculations.
Once you’ve determined you can afford to build the house you want — purchase your house plan and head to the bank to arrange for financing. Keep in mind that home construction lending is a little different than regular mortgage financing.
Who is your builder?
Many builders are out there, do a little research to find out which builders have the best reputation. Whether get recommendations from your family and friends, find out whether a builder is respected for doing quality work as well as being punctual.
Build with resale in mind
No matter how much you love the house that you are building, it’s unlikely that it will be the last home you will ever own. Knowing that you should be mindful of its potential resale value. Don’t add so many upgrades that you overprice your home for the neighborhood. And don’t choose anything too out of the ordinary. Ask yourself if the features you’re considering installing are likely going to appeal to others.
Maximize energy-efficiency in the design of your new home. Your architect and builder can help ensure that your windows get as much sunshine as possible heating your home. You’ll want to makes sure that bathrooms, laundries have small windows to minimize heat loss. Spend time choosing your insulation, as well as energy-efficient appliances.
Take notes every time you visit your construction site or do a walkthrough. Create the list at the end of construction that shows what needs to still be done or what needs to be repaired on the new construction. You and your builder will create this list the week before closing when you go through your final walkthrough. If you have a real estate agent, it’s a good idea to have them, they may have a better eye for identifying flaws.
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